Navigating Hawaii home loans shouldn’t feel overwhelming

Island land laws, title and escrow steps, and a long list of loan options can make it hard to know where to start. We’re here to help.

Kama’aina Mortgage Group is an independent mortgage broker founded in Honolulu and serving locals since 2014. We compare 60+ lending options through wholesale partners, correspondent channels, and Hawaii banks, and our team knows the local real estate market and the island land laws.

Find the perfect loan solution for your requirements

Loan purpose

Property type

How do you use this property?

Estimated property value

Property zip code?

What's your first mortgage balance?

Do you have a 2nd mortgage?

Additional cash back

Purchase price

What is your credit rating?

Have you experienced any bankruptcies? Current - 7 years ago

Current address

Zip code

First name

Last name

Have you or your spouse served in the military

Phone number

How did you hear about us?

Get your quote

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Smiling woman shaking hands with an agent inside a bright home

Pre-Qualification Ready

See your loan options and a clear path to closing!

Blue two-story house with a white porch and picket fence

Home loan

From application to closing in three easy steps:

Apply

Submit your information and we’ll review your financials and show you what you qualify for.

Compare & choose

Review loan options side by side with your advisor. Pick the rate, term, and payment that fit your budget and timeline.

Close with confidence

Sign your documents and close on your new loan, with updates from your loan team at every step.

Before long, you can be settling into your new home in the islands.

Working with a local Hawaii team helps you avoid the funding delays and missed recording deadlines that can come up when a lender is unfamiliar with the islands’ title and escrow steps.

Get started

VA Loan Disclosure: $0 down payment option available for qualified Veterans, Active Duty service members, and eligible Reservists with a valid Certificate of Eligibility (COE). $0 down payment does not mean $0 due at closing; closing costs, escrow, and a VA Funding Fee may apply and can be financed into the loan. Representative Example: A $400,000 30-year fixed-rate VA loan with $0 down at an interest rate of 6.250% (6.520% APR) results in 360 monthly principal and interest payments of $2,462.86. Payment amount does not include taxes, property insurance, or HOA dues; actual payment obligation will be higher. Rates and terms subject to change. Kama'aina Mortgage Group Inc. is an independent mortgage broker and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.

At Kama'aina Mortgage Group Inc. we are committed to ethical and honest lending. It is our priority to build a relationship with our clients and help them find a financing option that fits their goals.

Kama'aina Mortgage Group Inc. is committed to ensuring that our website is accessible to everyone. We continuously seek to enhance our website and increase the accessibility of our digital content, for all of our customers. If you have an accessibility-related question or comment, or if you are having difficulty accessing information on this website, please email us through alternative means. Emails can be sent to administration@kmghawaii.com.

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