What does Kama'aiana Mortgage Group Inc. do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income, Account Balances and Payment History, Credit History and Credit Scores. When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Kama'aiana Mortgage Group Inc. chooses to share, and whether you can limit this sharing.
How does Kama'aiana Mortgage Group Inc. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Kama'aiana Mortgage Group Inc. collect my personal information?
We collect your personal information, for example, when you:
- Apply for a loan or authorize us to obtain a credit report
- Provide employment history or give us your contact details
We also collect your personal information from others, such as credit bureaus, appraisal management companies, or other financial entities.We collect your personal information, for example, when you:
Reasons we share your personal information
For our everyday business purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
- Does Kama'aiana Mortgage Group Inc. share? YES
- Can you limit this sharing? NO
For our marketing purposes
To offer our mortgage products and services to you.
- Does Kama'aiana Mortgage Group Inc. share? YES
- Can you limit this sharing? NO (Subject to applicable state opt-out rights)
For joint marketing with other financial companies
- Does Kama'aiana Mortgage Group Inc. share? NO
- Can you limit this sharing? We do not share
For our affiliates' everyday business purposes
Information about your transactions and creditworthiness.
- Does Kama'aiana Mortgage Group Inc. share? NO
- Can you limit this sharing? We do not share
For non-affiliates to market to you
- Does Kama'aiana Mortgage Group Inc. share? NO
- Can you limit this sharing? We do not share
- Can you limit this sharing? We do not share
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes (information about your creditworthiness)
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing (e.g., California, Hawaii, or other state privacy rights where applicable)
Questions / Contact Us
Call toll-free: 1-800-447-3386
Or write to us:
Kama'aiana Mortgage Group Inc.
11035 Lavender Hill Ste. 160
Las Vegas, NV 89135
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. Kama'aiana Mortgage Group Inc. has no affiliated companies with which nonpublic personal information is shared.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. Kama'aiana Mortgage Group Inc. does not share with non-affiliates except as permitted by law.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. Kama'aiana Mortgage Group Inc. does not conduct joint marketing using customer personal information.
Other important information
Kama'aiana Mortgage Group Inc. restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Kama'aiana Mortgage Group Inc. may disclose information about your accounts and transactions: (a) where it is necessary or helpful to effect, process, or confirm your transactions; (b) to verify the existence, history, or condition of your account for credit reporting agencies; (c) to comply with legal processes such as subpoenas and court orders, or to law enforcement authorities; or (d) with your explicit consent.
