What does Kama'aina Mortgage Group, Inc. do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income, Account Balances and Payment History, Credit History and Credit Scores. When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Kama'aina Mortgage Group, Inc. chooses to share, and whether you can limit this sharing.
How does Kama'aina Mortgage Group, Inc. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Kama'aina Mortgage Group, Inc. collect my personal information?
We collect your personal information, for example, when you:
- Apply for a loan or permit us to obtain a credit report
- Make a payment or personally give us the information
- We also collect your personal information from others, such as credit bureaus or other companies
Reasons we share your personal information
For our everyday business purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
- Shared: Yes
- Can limit sharing: No
For our marketing purposes
To offer our products and services to you
- Shared: Yes
- Can limit sharing: No
For joint marketing with other financial companies
For our affiliates everyday business purposes
Information about your transactions and experiences and information about your creditworthiness
For non-affiliates to market to you
Why can't I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates' everyday business purposes (information about your creditworthiness), affiliates from using your information to market to you, sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
Questions
Call 1-800-447-3386 or go to 1180 Iron Point Road, Suite 200, Folsom CA 95630.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. Kama'aina Mortgage Group, Inc.has no affiliated companies with which nonpublic personal information is shared.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. Kama'aina Mortgage Group, Inc. does not share with non-affiliates except as permitted by law.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. Kama'aina Mortgage Group, Inc. does not share customers information nor conduct joint marketing using customers personal information.
Other important information
Kama'aina Mortgage Group, Inc. restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Kama'aina Mortgage Group, Inc. may disclose information about your accounts and transactions (a) where it is necessary or helpful to effect, process, or confirm your transactions; (b) to verify the existence, history or condition of your account for credit reporting agencies; (c) to comply with legal processes such as subpoenas and court orders, or to law enforcement authorities if we believe a crime has been committed; (d) if you give us your consent to share information.
