Helping military families across Hawaii use their VA loan benefits with on-island support.
High island home prices and complex neighborhood and condo guidelines are difficult to navigate alone. When you add mainland lenders operating six hours behind and different recording processes, securing a home in Hawaii can feel completely overwhelming.
If you meet the criteria below, you're fully eligible to unlock zero-down financing and competitive rates designed to make homeownership in Hawaii more affordable. Explore the benefits available to you today and take the next step toward owning your home with confidence.
High island home prices and complex neighborhood and condo guidelines are difficult to navigate alone. When you add mainland lenders operating six hours behind and different recording processes, securing a home in Hawaii can feel completely overwhelming.
You shouldn't have to face endless logistical hurdles just to use the benefits you earned.
Save monthly with a true zero down mortgage that completely eliminates costly Private Mortgage Insurance (PMI).
You're a veteran, active-duty service member, reservist, or surviving spouse.
You want to use your VA entitlement for a new purchase or refinance.
As local VA loan specialists, we bridge the gap between your timeline and the unique nuances of the Hawaii housing market so you can stop renting and start owning.
We build your loan around Hawaii’s unique market requirements and connect you directly to our network of wholesale partners and local Hawaii banks to move your approval forward efficiently.
Direct access to VA-approved lenders familiar with Hawai‘i’s real estate market.
Assistance securing your Certificate of Eligibility (COE).
Review of funding-fee exemptions and entitlement usage.
Secure document collection and timely updates throughout your loan.
No consultation fees—your eligibility review is always complimentary.
*Your benefits. Our guidance. Your dream home made possible.
Rylan Maddox and his Associate Kira were very responsive and exceptional with me during our 8 wk VA
Honolulu, HI
John and his whole team is "top notch", they fight for you until the job is done. John never gave up and kept on smiling through the tough of it.
Honolulu, HI
We used Hi Five Team Loans by Kama'aina Mortgage Group and specifically Preston Sims and Kira
Honolulu, HI
The people at Kama'aina Mortgage Group have been really wonderful to my wife and I. They are really
Honolulu, HI
Brian Bender and his team were the best mortgage broker I have ever had.
Honolulu, HI
John Keifer was excellent to work with. Our purchase transaction was seamless and timely.
Honolulu, HI
I was purchasing my first home remotely and Brian Hirono was exceptional to work with.
Honolulu, HI
VA loans make it possible for qualified veterans, active-duty service members, and surviving spouses to buy homes with no down payment. These loans are backed by the U.S. Department of Veterans Affairs and designed to make homeownership more attainable for those who’ve served.
Kama‘aina Mortgage Group Inc. helps borrowers across Hawaii take full advantage of their VA benefits by streamlining communication, managing documentation, and coordinating with lenders who specialize in VA financing.
VA loans are built for people who’ve served and want flexible, accessible financing. You may qualify if:
We work exclusively with VA-trained lenders who understand the program’s unique requirements and how to move approvals forward efficiently.
.webp)
VA Loan Disclosure: $0 down payment option available for qualified Veterans, Active Duty service members, and eligible Reservists with a valid Certificate of Eligibility (COE). $0 down payment does not mean $0 due at closing; closing costs, escrow, and a VA Funding Fee may apply and can be financed into the loan. Representative Example: A $400,000 30-year fixed-rate VA loan with $0 down at an interest rate of 6.250% (6.520% APR) results in 360 monthly principal and interest payments of $2,462.86. Payment amount does not include taxes, property insurance, or HOA dues; actual payment obligation will be higher. Rates and terms subject to change. Kama'aina Mortgage Group Inc. is an independent mortgage broker and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.
500 Ala Moana Blvd., Suite 7400, Honolulu, HI 96813
Licensed in CA, CO, HI, FL, NV, TX, VA, and WA
