Helping military families across Hawaii use their VA loan benefits with on-island support.
High island home prices and complex neighborhood and condo guidelines are difficult to navigate alone. When you add mainland lenders operating six hours behind and different recording processes, securing a home in Hawaii can feel completely overwhelming.
If you meet the criteria below, you may be eligible for zero-down VA financing designed to make homeownership in Hawaii more attainable. Explore the benefits you earned and take the next step toward owning your home with confidence.
High island home prices and complex neighborhood and condo guidelines are difficult to navigate alone. When you add mainland lenders operating six hours behind and different recording processes, securing a home in Hawaii can feel completely overwhelming.
You shouldn't have to face endless logistical hurdles just to use the benefits you earned.
Save monthly with a true zero-down mortgage that completely eliminates costly Private Mortgage Insurance (PMI).
You're a veteran, active-duty service member, reservist, or surviving spouse.
You want to use your VA entitlement for a new purchase or refinance.
As local VA loan specialists, we bridge the gap between your timeline and the unique nuances of the Hawaii housing market so you can stop renting and start owning.
We build your loan around Hawaii’s unique market requirements and connect you directly to our network of wholesale partners and local Hawaii banks to move your approval forward efficiently.
Direct access to VA-approved lenders familiar with Hawai‘i’s real estate market.
Assistance securing your Certificate of Eligibility (COE).
Review of funding-fee exemptions and entitlement usage.
Secure document collection and timely updates throughout your loan.
No consultation fees—your eligibility review is always complimentary.
*Your benefits. Our guidance. Your dream home made possible.
Wayde helped us purchase our home as first-time home owners and we're so grateful for his support. We interviewed several brokers/lenders before deciding to move forward with Wayde as he had prior experience working with first-time home owners, was extremely knowledgeable of the market, and reassured us he would be available every step of the way.
Honolulu, HI
From the start of this property buying process, Todd French has been the most professional and helpful person. He answered all my questions and helped me get through this whole process with ease.
Honolulu, HI
Todd was absolutely amazing. As a first-time homebuyer, we thought the process would be really confusing and scary, but Todd made everything so smooth. Answered all the questions and pretty much did everything for us.
Honolulu, HI
Nick knows everything you need to know about your VA loan. He answers all your questions and easy to get a hold of, even on the weekends and evenings. Great attitude. And he educates you on your entitlement as a veteran.
Honolulu, HI
Dominica was the best! Was only able to afford my home because of Dominica's expert and assistance. Dominica was able to get the job done while others lenders couldn't.
Honolulu, HI
Thoai was AMAZING every step of the way. She provided me with so much info, I really didn't have any questions. She actually gave me answers and explanations to questions I wouldn't have even thought to ask.
Honolulu, HI
Preston works so well with our realtor, escrow, and everyone involved to make sure the transaction stays on track.
Honolulu, HI
Thanks to Hayden Weighner, Taylor Kaiura, Philip Nguyen, and the entire team for helping make our dream of homeownership a reality!
Honolulu, HI
Brian Bender and his team were the best mortgage broker I have ever had.
Honolulu, HI
John Keifer was excellent to work with. Our purchase transaction was seamless and timely.
Honolulu, HI
I was purchasing my first home remotely and Brian Hirono was exceptional to work with.
Honolulu, HI
VA loans make it possible for qualified veterans, active-duty service members, and surviving spouses to buy homes with no down payment. These loans are backed by the U.S. Department of Veterans Affairs and designed to make homeownership more attainable for those who’ve served.
Kama‘aina Mortgage Group Inc. helps borrowers across Hawaii take full advantage of their VA benefits by streamlining communication, managing documentation, and coordinating with lenders who specialize in VA financing.
VA loans are built for people who’ve served and want flexible, accessible financing. You may qualify if:
We work exclusively with VA-trained lenders who understand the program’s unique requirements and how to move approvals forward efficiently.
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VA Loan Disclosure: $0 down payment option available for qualified Veterans, Active Duty service members, and eligible Reservists with a valid Certificate of Eligibility (COE). $0 down payment does not mean $0 due at closing; closing costs, escrow, and a VA Funding Fee may apply and can be financed into the loan. Representative Example: A $400,000 30-year fixed-rate VA loan with $0 down at an interest rate of 6.250% (6.520% APR) results in 360 monthly principal and interest payments of $2,462.86. Payment amount does not include taxes, property insurance, or HOA dues; actual payment obligation will be higher. Rates and terms subject to change. Kama'aina Mortgage Group Inc. is an independent mortgage broker and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.
500 Ala Moana Blvd., Suite 7400, Honolulu, HI 96813
Licensed in CA, CO, HI, FL, NV, TX, VA, and WA
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