Smiling parents on a couch holding their baby and toddler
Two people shaking hands over a desk with documents

An independent Honolulu mortgage broker, rooted in the islands

Kama’aina Mortgage Group was founded in Honolulu in 2014. As an independent mortgage broker, we are not tied to a single bank. We compare 60+ lending options through wholesale partners, correspondent channels, and Hawaii banks to find financing that fits each borrower’s goals.

Our team knows the local real estate market and understands the island land laws, title, and escrow steps that make lending in Hawaii different. For local families, veterans, and business owners, that experience helps keep a purchase or refinance on track from application to closing.

VA loan specialists and proud partners with Homes for Heroes
Flexible financing for self-employed borrowers and business owners
Licensed in California, Colorado, Florida, Hawaii, Nevada, Texas, Virginia, and Washington
Broker rankings: Top 100 Non-delegated correspondent, presented by association of independent mortgage experts
Our process

From first conversation to closing

Your path to closing with local expertise on your side

Step 1

Get in touch

1
Step 1

Get in touch

  • Fill out our initial contact form or call us at:
(808) 426-7661
2
Step 2

Loan consultation

  • Your KMG loan officer will evaluate your situation and explore loan options suited to your financial goals.
Step 3

Get Prequalified

  • We review your financial profile and credit to issue a prequalification letter so you can confidently start shopping for a home.
3
Step 3

Get Prequalified

  • We review your financial profile and credit to issue a prequalification letter so you can confidently start shopping for a home.
4
Step 4

Documentation & Closing

  • We walk you through the paperwork and keep you informed every step of the way to closing.
Step 5

Closing

  • Your loan closes and the transaction is complete. Thank you for trusting us with your home financing.
Step 5

Closing

  • Your loan closes and the transaction is complete. Thank you for trusting us with your home financing.
How we help

The advantage of working with a broker

A bank can only offer its own loan products. As a broker, we compare options across our lending partners and walk you through the trade-offs, so you can choose with confidence. Many of our clients come to us through referrals and return when they are ready to refinance or buy again.

Who we serve