Financing for investment properties and growing your real estate portfolio in Hawaii.
We work with investors who need fast answers, creative structuring, and a loan officer who understands the urgency of timelines. From single family rentals to multi-unit buildings and commercial properties, we finance investment real estate across Hawaii with solutions designed for cash flow, scale, and long term returns.
Real estate investors can’t afford delays or inexperienced lenders. Our team has thousandsHawaii and mainland investment loans and knows how to structure deals that move quickly and make financial sense. Whether you’re acquiring your first rental or expanding a seasoned portfolio, we connect you with lenders who understand Hawaii’s market and won’t slow your closing with unnecessary conditions.
Buying rental properties or commercial buildings in Hawaii requires different financing than a primary residence. Lenders look at cash flow, debt service coverage ratios, and your investment experience. We know how these deals get evaluated and can match you with lenders who actually approve investment loans.
Most of our investment clients are buying single-family rentals, small apartment buildings, or mixed-use properties. Some are flipping. Others are building rental portfolios for long term income. The financing changes based on what you're doing with the property.
Investment properties need different loan terms than primary residences. We arrange financing based on your strategy, whether that’s acquisition and hold, fix and flip, or portfolio expansion. You focus on finding deals that pencil out. We handle the financing.
Hawaii's investment market has specific challenges. Vacation rental restrictions, land lease properties, and county-specific regulations. We've been financing investment properties here long enough to know what works and what doesn't.
When you own a house you can borrow against your equity to acquire another rental, complete renovations, or scale your portfolio. We guide you through the smartest way to access it without affecting your existing financing.
Pull equity through a cash-out refinance or set up a HELOC for ongoing access. Both options let you invest while keeping your current property.
Interest rates, monthly payments, and closing costs disclosed upfront. No surprises when you get to the closing table.
Our loan officers have arranged financing for hundreds of Hawaii and mainland investment properties. Most clients return when they're ready to acquire the next one.
Compare sample financing scenarios designed for growth and cash flow. These examples show typical terms and down payments for common Hawai‘i investment property loans.
Each investment real estate loan comes with transparent terms, responsive communication, and a team that keeps your closing quickly on track from start to finish.
*Disclaimer - terms and down payments vary based on each loan scenario and borrowers.
Investors move fast and so do we. We offer expert-level conversations, quick insights, and loan solutions that match your strategy from start to closing.
