Debt Consolidation Calculator

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Credit Type Balance Payment Interest Rate Annual Fees
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New Loan Information

Proposed interest rate (%):
Loan term:
Estimated closing costs ($):
Federal & state tax rate (%):

Results Current New Loan
Total debts:
Effective rate before taxes:
Effective rate after taxes:
Total monthly payment:
Monthly savings:
Annual savings:
Five year savings:

Ultimate Savings Report

Want to shorten your mortgage loan itself? Once you have refinanced with us, continue on making the same OLD payments which will reduce the loan principal each month. This will shorten the mortgage without adding any more costs to you.

Total years SAVED if same OLD payments are made on NEW loan:
Total years until "FREE & CLEAR" if savings are paid to principal:
TOTAL INTEREST SAVED over life of loan if savings are applied to principal: